Insurance

In simple terms, the Liability insurance policies will cover

Public Liability
Cover for affiliated clubs and/or members if they are found to be legally responsible for causing bodily injury to third party (such as a member of the public or another member) or for damage to a third party’s property.

Professional Indemnity
Cover to protect a affiliated club or registered coach or registered official for claims made against them which allege that a third party has suffered an injury or financial loss caused by negligent acts, errors or omissions during coaching activities.

Employers Liability*
Provides cover in respect of claims made against the affiliated club or sanctioned event for injuries caused to a volunteer of the affiliated club or sanctioned event arising out of and in the course of their volunteering role.

Officers & Committee Liability*

Provides cover for claims made directly against individuals at an affiliated club or sanctioned event e.g. officer, committee member, director and/or trustee for alleged wrongful acts in connection with the club or event affairs.

Alongside the Liability insurance, we have arranged cover for members if they are accidentally injured whilst fencing, including but not limited to participating in a sanctioned activity or event, or while taking part in a club organised training activity.  The covers also apply during a club organised social event.

* The Directors & Officers and Employers Liability covers are only applicable to affiliated clubs of British Fencing. If your club is a limited company operating for profit (rather than a community club where funds are reinvested in the club) you may not be covered under the terms of our insurance and you may need to arrange a separate Employers Liability policy. Please contact our brokers Marsh Sport for more information.

Both the Liability and Personal Accident insurance apply when a member of British Fencing is fencing or participating in any of the following activities that have been formally arranged by either the British Fencing ourselves or one of our member clubs; whilst participating in official, pre-arranged training/practice, competitions including travelling to and from any venues for these purposes. Cover will also operate during a social event organised by British Fencing or your member club.

Liability
Public Liability – cover for your legal liability of up to £10M

Professional Indemnity – cover for the affiliated club’s or registered coach’s legal liability of up to £10M

Employers Liability – cover for your legal liability of up to £10M, includes volunteers, not including paid employees.

Directors & Committee Liability – cover for an affiliated club or sanctioned event official’s legal liability of up to £10M

Personal Accident
These limits apply to an accidental injury caused whilst the policy operates (For details please see the Personal Accident documents)

1.    Accidental Death £50,000
2.    Permanent total disablement £50,000
3.    Broken Bones up to £1000 (see PA Schedule)
4.    Hospitalisation benefit £50/day up to £750
5.    Funeral expenses £10,000

The level of cover purchased by British Fencing for its members does not include a weekly payment and the policy is not designed to replace your usual income in the event you are unable to work following an accident.

It is important that all incidents that may give rise to a claim, however minor, are reported to our insurance broker Marsh Sport as soon as possible after the event.

Please email all incidents to [email protected] or telephone 0345 872 5060 to report this directly to our brokers.

Marsh Sport are specialist brokers in the world of sport and can provide a wide range of products and services.

Additional insurances that we can offer include:-
–       Buildings and Contents
–       Sport Equipment
–       Group Travel
–       Employers Liability
–       Cyber

Contact us on 0345 872 5060, email [email protected].